ALAMANCE COUNTY, N.C. -- For the past two years, Tara Brothers has been looking for a place to call her own.
She says it gets a little crowded in her three-bedroom apartment in Graham where she lives with her two children and her grandmother.
“It’s not enough space especially for my two kids,” she said. “They’re sharing a room.”
Because of a low credit score, Tara says it’s been hard to get a loan or qualify for affordable housing.
Tara’s story is like many others in Burlington, according to Wendy Covington, executive director of Alamance County Community Services.
Covington helps residents repair their credit and finances to qualify them for affordable housing.
For years, nearly a dozen lots at the Apple Tree Village subdivision -- an area designated for affordable housing -- have sat empty.
Covington says that’s mainly due to few people have the 640 credit score needed to qualify.
“It is difficult to tell them that that dream of home ownership that you have is not going to be realized anytime soon,” she said. “It may take some time. It may take several months or maybe years.”
But this week Burlington City Council members approved a plan to help speed that up.
The city approved a partnership between Alamance County Community Services and Habitat for Humanity.
Residents with lower credit scores can now also apply for affordable housing through Habitat’s program.
“It means that we can possibly accelerate the pace of building there and get families into homeownership opportunities,” said Robin Wintringham from Habitat for Humanity of Alamance County.
To apply for affordable housing through Alamance County Community Services contact (336) 229-7031.
To apply for affordable housing through Habitat for Humanity of Alamance County contact (336) 222-8191.