10 things your kids are not telling you

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Like every generation, today’s teens have habits that are utterly unfamiliar to their parents.

So, don’t assume your teenagers feel the same way you do about things.

They have their own influences. They also have their own experiences that can affect future plans.

The start of school is right around the corner, so it’s a good time to have a nice, long talk with your kids.

MarketWatch has a list of 10 things your kids are not telling you:

1) America will look very different when they grow up

Adults tend to like things the way they are, while teens see change as a good thing. Demographics are changing and young Americans are more comfortable with ideas like gay marriage or living together without getting married at all.

2) They are a click ahead of you online

Teens could teach their parents quite a bit about finding information online — which could be beneficial or dangerous. As adults are making their way onto Facebook, teens are gravitating towards private app services like Instagram and Snapchat.

3) They are bored with shopping

In less than a decade, the amount kids spend on clothing and the average number of shopping trips has declined by 24 percent. Many are doing their shopping online, instead of the mall.

4) Their drugs are changing

Kids these days still do drugs, just maybe not the ones you did. Today’s teens are less likely to smoke marijuana or drink alcohol. Instead, they are more likely to misuse prescription drugs. The number of student athletes trying human growth hormones to build muscle has more than doubled in just the past year.

5) Their financial math doesn’t add up

Many teens don’t know much about personal finances. Only 22 states require students to take Economics in order to graduate. Yet, teens will need to know how to balance their bank statements, how to get a loan and the basics of paying bills to make it through life.

6) Your stress is stressing them out

You’re stressed out. And it’s stressing them out.  Scientists tested stress levels in teens and adults — and teens had significantly  more stress then mom and dad during the school year. More than 30 percent of teens say they feel overwhelmed by stress, to the point of being tired or depressed.

7) Their technology will cost more than yours

All of your kids’ tech gadgets will cost more than you think. While you needed a calculator and notebook when heading back to school, your kids will need a laptop, tablet or smartphone – costing you hundreds of dollars.

8) Their car insurance can double your premium

Their car insurance can more than double the cost of the rest of the family. Which is why fewer 16-year-olds are getting their driver’s license. They are waiting a few years until the costs come down.

9) Even popular kids get bullied

Your kids probably won’t mention getting bullied — whether they are popular or not. Teens with higher social status feel even more of an impact from bullies because they feel they have more to lose. Studies say girls are 30 percent more likely to be bullied than boys.

10) They don’t believe in the American dream

According to MarketWatch, teens these days do not believe in the American dream. Not after seeing mom or dad lose a job in the recession or facing mountains of college debt. They are much less likely to believe they will be more successful than their parents.

Source: MarketWatch