WINSTON-SALEM, N.C. -- At least one Piedmont financial planner said he is not surprised by a recent Wells Fargo Retirement survey that claims nearly half of all Americans don't think they will ever have enough savings to retire.
The annual Wells Fargo Middle Class Retirement study was released by USA Today and it found that 37 percent of people don't ever think they will retire, 48 percent say they doubt they will have enough money to retire comfortably.
"I believe there are quite a few that feel like they can put this thing off and by putting it off they are going to end up not having the retirement plan," said Jay Tyner, best-selling author and Registered Financial Consultant with Semmax Financial Group in Winston-Salem.
Tyner recommends people always save at least a little. He also recommends, no matter how old, meeting with a planner and getting a plan in place.
Lastly, he recommends treat saving like a bill.
"You need to treat your deposits into your retirement account the same way you would pay a bill. You wouldn't go a month without paying your house payment so you need to continue to make that payment into your retirement accounts," said Tyner.
The survey went on to say that 59 percent say their main day-to-day concern is being able to pay their bills.
According to USA Today, people with a financial plan save three times more than those without one.
"At some point in the future your paycheck is going to come from your retirement plan," said Tyner. "It's never too late to sit down and get some financial advice."